.fa-page{background:#fff;color:var(--color-navy)}.fa-hero{background:var(--color-navy);color:#fff;padding:64px 24px 56px;text-align:center;position:relative;overflow:hidden}.fa-hero:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 50% 120%,rgba(232,75,42,.18) 0%,transparent 70%);pointer-events:none}.fa-hero__eyebrow{position:relative;font-size:13px;font-weight:600;letter-spacing:.15em;text-transform:uppercase;color:#c8d4e6;margin:0 0 16px}.fa-hero__title{position:relative;font-size:clamp(28px,5vw,44px);font-weight:700;line-height:1.2;max-width:720px;margin:0 auto 16px}.fa-hero__sub{position:relative;color:#c8d4e6;font-size:18px;font-weight:400;max-width:560px;margin:0 auto;line-height:1.55}.fa-notice{background:#e8f5ed;border-top:5px solid #1a7a3c;border-bottom:5px solid #1a7a3c;padding:40px 24px;text-align:center;color:#1a4a2a}.fa-notice__label{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:#1a7a3c;margin:0 0 12px}.fa-notice__quote{font-size:clamp(20px,3.5vw,28px);font-style:italic;color:#1a5a2c;font-weight:600;max-width:760px;margin:0 auto 12px;line-height:1.4;border:none;padding:0}.fa-notice__es{font-size:15px;color:#2e6645;font-style:italic;margin-top:8px}.fa-section{padding:64px 0;border-bottom:1px solid var(--color-gray-100)}.fa-section--alt{background:var(--color-off-white)}.fa-section:last-of-type{border-bottom:none}.fa-section__label{font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--color-teal);margin:0 0 8px}.fa-section__h2{font-size:clamp(22px,3vw,30px);color:var(--color-navy);margin:0 0 14px;line-height:1.25}.fa-section p{color:var(--color-gray-700);font-size:16px;line-height:1.7;margin:0 0 16px}.fa-section p:last-child{margin-bottom:0}.fa-qualify-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px;margin-top:32px}.fa-qualify-card{background:#fff;border:1px solid var(--color-gray-200);border-radius:10px;padding:24px 20px;border-top:4px solid var(--color-navy)}.fa-qualify-card--highlight{border-top-color:#1a7a3c;background:#f0faf3;border-color:#cce8d4}.fa-qualify-card__pct{font-size:30px;font-weight:700;color:var(--color-navy);line-height:1;margin-bottom:4px}.fa-qualify-card--highlight .fa-qualify-card__pct{color:#1a7a3c}.fa-qualify-card__pct-label{font-size:12px;color:var(--color-gray-500);margin-bottom:12px;font-weight:600;text-transform:uppercase;letter-spacing:.06em}.fa-qualify-card__badge{display:inline-block;background:var(--color-navy);color:#fff;font-size:12px;font-weight:700;padding:3px 10px;border-radius:20px;margin-bottom:10px}.fa-qualify-card--highlight .fa-qualify-card__badge{background:#1a7a3c}.fa-qualify-card__desc{font-size:14px;color:var(--color-gray-600);margin:0}@media(max-width:600px){.fa-qualify-grid{grid-template-columns:1fr 1fr}}.fa-table-wrap{overflow-x:auto;margin-top:32px;border-radius:10px;border:1px solid var(--color-gray-200)}.fa-table{width:100%;border-collapse:collapse;font-size:14px;min-width:720px}.fa-table th{background:var(--color-navy);color:#fff;padding:12px 14px;font-weight:600;text-align:center;font-size:12px;letter-spacing:.04em}.fa-table__nhsc{background:#1a7a3c!important}.fa-table__nys{background:#2e5fa3!important}.fa-table__family{text-align:left}.fa-table__zone-row th{font-size:10px;padding:6px 14px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}.fa-table__zone-row th small{font-weight:500;text-transform:none;letter-spacing:0;font-size:10px;opacity:.85}.fa-table td{padding:10px 14px;text-align:center;border:1px solid var(--color-gray-100);font-size:14px;color:var(--color-navy)}.fa-table__family-cell{text-align:left!important;font-weight:600;background:#fff!important;color:var(--color-navy)}.fa-table tr:nth-child(2n) td{background:var(--color-gray-50)}.fa-table__nhsc-td{background:#f2faf5!important}.fa-table__nys-td{background:#f0f5fc!important}.fa-table tr:nth-child(2n) td.fa-table__nhsc-td{background:#eaf6ef!important}.fa-table tr:nth-child(2n) td.fa-table__nys-td{background:#eaf0fa!important}.fa-table__mo{display:block;font-size:11px;color:var(--color-gray-500);font-weight:400}.fa-table__note{font-size:13px;color:var(--color-gray-500);margin-top:14px;line-height:1.5}.fa-steps{list-style:none;padding:0;margin:32px 0 0;display:grid;gap:14px}.fa-step{display:flex;gap:20px;align-items:flex-start;background:#fff;border-radius:10px;padding:22px 24px;border:1px solid var(--color-gray-200)}.fa-section--alt .fa-step{background:var(--color-off-white)}.fa-step__num{width:38px;height:38px;min-width:38px;border-radius:50%;background:var(--color-navy);color:#fff;font-size:17px;font-weight:700;display:flex;align-items:center;justify-content:center}.fa-step__body strong{color:var(--color-navy);display:block;margin-bottom:4px;font-size:16px}.fa-step__body p{font-size:15px;color:var(--color-gray-600);margin:0;line-height:1.55}.fa-policy-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin-top:32px}.fa-policy-card{border:1px solid var(--color-gray-200);border-radius:10px;padding:24px;background:#fff}.fa-policy-card__icon{font-size:24px;margin-bottom:8px;display:block}.fa-policy-card h3{font-size:16px;margin:0 0 8px;color:var(--color-navy);font-weight:700}.fa-policy-card p{font-size:14.5px;color:var(--color-gray-600);margin:0;line-height:1.55}.fa-compliance{background:#e8f0fa;border-left:4px solid var(--color-navy);border-radius:0 8px 8px 0;padding:16px 20px;font-size:14px;color:var(--color-navy);margin-top:32px;line-height:1.55}.fa-compliance strong{display:block;margin-bottom:4px;font-weight:700}.fa-cta{background:var(--color-navy);border-radius:14px;padding:48px 40px;text-align:center;color:#fff}.fa-cta__title{color:#fff;font-size:clamp(22px,3vw,28px);margin:0 0 12px}.fa-cta__text{color:#c8d4e6;margin:0 auto 24px;max-width:520px;font-size:16px;line-height:1.55}.fa-cta__buttons{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.fa-btn{display:inline-flex;align-items:center;justify-content:center;padding:14px 28px;border-radius:10px;font-size:15px;font-weight:700;text-decoration:none;cursor:pointer;transition:opacity .15s,transform .15s}.fa-btn:hover{opacity:.92;transform:translateY(-1px)}.fa-btn--primary{background:var(--color-teal);color:#fff}.fa-btn--outline{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.4)}.fa-cta__hours{margin:20px 0 0;font-size:13px;color:#a6b7d0}@media(max-width:600px){.fa-cta{padding:36px 20px}.fa-btn{width:100%}}